Skip to Content

Refinancing Checklist

Refinancing Checklist

Getting organized is a great way to start the refinancing process, and it all begins with gathering required paperwork. Here are the documents you need:

Proof of income

  • Pay stubs for the last 30 days
  • W-2 forms for the last two years
  • Tax returns for the last two years
  • Pension income statements
  • Brokerage statements detailing dividend income
  • Child support/alimony
  • If self-employed:
    • Year-to-date profit and loss statement and balance sheet
    • Personal and business tax returns

Statements of debt

  • Car loans
  • Student loans
  • Credit card accounts
  • Current mortgage or home equity lines of credit
  • Divorce decree detailing alimony or child support payments

Statements of assets

  • Checking and savings account statements
  • Credit union statements
  • Mutual fund accounts
  • IRA & 401(k) retirement account statements
  • Security accounts (stocks, bonds, life insurance)

Identification

  • Social security number
  • Your addresses from the last two years

If additional documentation is required, we will contact you. And if you have questions about the refinancing process, please connect with us.


Back to top